What you should realistically pay to keep your files safe — for a laptop, a household, or a small business. No upsells.
Backup is one of the cheapest bits of insurance you’ll ever buy. Rough, honest UK numbers:
£5–£9/month for unlimited cloud backup (e.g. Backblaze). Or pay once for a lifetime plan like pCloud if you hate subscriptions.
£4–£8/month total on a multi-device plan (e.g. IDrive), or a one-off £240–£400 on a home NAS plus drives for local backup — then a cheap cloud plan for offsite.
£10–£40/month depending on devices and whether you want ransomware protection (Acronis) — far cheaper than losing your invoices. A NAS can cut ongoing cost if you’d rather spend once.
The honest takeaway: for the price of a couple of coffees a month, you never lose the stuff you can’t replace.